Pensions

In the majority of cases those who are offered occupational pension schemes will, and should, take them. They tend to offer the best available deal...

In recent years there has been something of a panic on the part of employers as they frantically attempt to reduce new employees’ access to final...

Broadly speaking pension schemes can be split into two categories: defined benefit schemes and defined contribution schemes. Today, the majority of...

Many employers offer some sort of pension scheme as an incentive to their employees. In many cases this is a deciding factor in the choice of whether...

The State Earnings-Related Pension Scheme or SERPS, was a pension scheme which ran until April 2002. The purpose of SERPS was to supplement the basic...

Once you reach retirement (or the date at which payments start if this is different) your pension will be described as being ‘in payment’. From this...

Depending on an individual’s job they may begin contributing to a pension fund early in their life. Indeed, many people begin contributing to...

The government spend considerable amounts of time devising schemes that will encourage individuals to save money in personal or company pension...

Traditionally individuals would join a company and many would remain in the same organisation for the entirety of their working life. If they had...

Pension schemes are to many people, a benefit available only to those who are in regular, ‘traditional’ employment. Many of these individuals have...

The choice of available pension plans can be overwhelming, particularly if your employer does not offer a single occupational scheme. However, if you...

For the majority of tax-payers in Britain the tax system is something for which little or no thought is required; most of those who pay tax do so...

One of the government’s top financial priorities is to give individuals access to affordable secure pension schemes. This priority has been the...

Once retirement age is reached every qualifying British citizen is entitled to the Basic State Pension. This is a regular payment made direct to...